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Author Archives: Rosaline Burgan

The 7 Best Places to Put Your Savings

Money that is considered savings is often put into a low risk, interest-earning account, rather than into higher risk investments. Although there is opportunity for larger returns with certain investments, the idea behind savings is to allow the money to grow slowly with little or no associated risk. The advent of online banking has increased the variety and accessibility of savings accounts and ...

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6 Tips To Break The Pay-To-Pay Cycle

Did you know that the majority of North Americans live paycheque-to-paycheque? According to the Canadian Payroll Association, 60 percent of Canadians live the pay-to-pay cycle and cannot put money away for their retirement. 1. Be Wallet-Aware Wallet-awareness is the first step to gaining control over your finances. Calculate your “set” monthly expenses, including rent, mortgage payments, transportation, bills, debts and ...

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The 10 Commandments of Getting Out of Credit Card Debt

Struggling to control credit card debt? Don’t despair—and certainly don’t delay! Check out these pointers to get out of your dollar difficulties. 1. Pay Down the Expensive Debt First First pay down the high-interest-rate debt, even if it’s the least amount of money you owe. If you must, just pay the minimum on the home equity loan while you aggressively ...

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4 ways to get out of credit card debt

Carrying a credit card balance month to month can cost you. The interest adds up over time, and any purchases you made with your card end up being way more expensive than what you paid for them. Consider this hypothetical example. You buy a $2,000 flat-screen TV on a credit card with a 15% interest rate. If you make only ...

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6 Money Moves That Seem Smart

Have you ever tried to “time” the stock market? Did you buy a home before you were really ready, because home-ownership is a good investment? Do you keep a balance on your credit card to improve your credit score? These are all common money moves, and if you made any of them, you may have thought you were following tried-and-true personal ...

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5 Essentials Of Starting A Business

Taking the reigns of your career path by starting your own business comes with countless thrills. The excitement of being your own boss, working in an industry you love or want to contribute to, and creating unlimited earning potential is second to none. However, getting a business off the ground can seem like a daunting task. Many business owners are ...

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4 Tips For Starting A Travel Business On The Cheap In 2018

Starting a travel business in 2018 is a fantastic idea as this industry seems to be thriving in spite of everything. Statista predicts its revenues to go beyond $17.3 billion by 2020 and about 33% of people claim they plan to travel more this year. The best thing, however, is that one can open a travel agency or become an independent travel agent easily ...

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10 Business Ideas That Take Advantage Of Today’s Sharing Economy

Consumers have the ability to share almost anything in today’s economy, including houses, cars and clothing. You can also take advantage of the sharing economy when you start a peer-to-peer (P2P), business-to-business (B2B) or business-to-crowd company. What is the Sharing Economy? Sharing brands, including Uber and Airbnb, grow annually, in part because 68 percent of people like the idea of renting ...

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6 Ways to Save Your Business Thousands Each Month

For the majority of small business owners, cash is most definitely king. In hopes of increasing their bottom line, business owners often pay themselves much less than they deserve. The truth is, you have to spend money to make money. That being said, there’s no reason why you shouldn’t be saving wherever possible. While some tips work better than others, here ...

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How To Choose The Online Business For You

The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: no technical experience is needed. You don’t have to know how to build websites—no programming knowledge is required at all. You can also live anywhere you want, set your own ...

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